Mini Pocket is a Product of G.K. CONSULTANTS LIMITED, incorporated under the Companies Act, 1956, bearing CIN L74140DL1988PLC034109, is a trusted Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. The Company has been dedicated to delivering reliable and customer-focused financial services since its inception.
At Mini Pocket, we aim to bridge the gap between individuals, entrepreneurs, and their financial needs by providing accessible loan products and tailored financial solutions. Our services are designed to empower people with instant credit support, enabling them to meet essential requirements, grow businesses, and achieve long-term financial stability.
Through technology-driven processes, transparent practices, and a strong commitment to financial inclusion, Mini Pocket continues to play a pivotal role in supporting underserved communities and contributing to India’s economic growth story.
Mini Pocket isn’t just a financial service; it’s a promise to make lending easier and more accessible for everyone. Designed specifically for salaried individuals, our loans are fast, flexible, and reliable. Whether you’re dealing with an unexpected expense or planning for a significant milestone, Mini Pocket ensures you have the financial backing you need, right when you need it.
Mini Pocket is your go-to destination for quick, hassle-free loans tailored to salaried professionals. Backed by the expertise and trust, we pride ourselves on delivering financial solutions that are efficient, secure, and customer-centric.
At Mini Pocket, we believe financial support should be simple, reliable, and tailored to your needs. Our mission is to bridge the gap for individuals who seek immediate funds, offering a seamless experience with transparent processes and flexible repayment options.
Mini Pocket provides instant salaried loans designed to support life’s unexpected expenses or planned milestones. From emergency needs to personal aspirations, we ensure you have access to funds when you need them the most.
Mini Pocket stands out with its focus on speed, convenience, and transparency. Our customer-centric approach ensures that you receive personalized service and financial solutions designed to meet your unique requirements.
Mini Pocket is committed to providing financial solutions that are transparent, efficient, and customer-focused. We stand by our promise to deliver a lending experience that empowers you to take control of your finances with confidence.
Mini Pocket offers instant salaried loans that are fast, reliable, and tailored to your circumstances. Whether it’s managing emergencies, planning personal milestones, or handling day-to-day needs, we provide the support you can count on.
| Criteria | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Interest Rate | Up to 26% per annum |
| APR | 26% Max |
| Age | 21 to 55 years |
| Late payment fee | as applicable |
| Processing Fee | Up to 5% |
| Loan tenure | 90 days to 180 days |
| Pre-closure charges | As per Agreement |
| Loan Amount : | ₹20,000/- @ 26% p.a. |
|---|---|
| Loan Duration : | 90 Days |
| Total loan interest : | ₹ 1,300/- |
| Processing fees (PF) + GST : | ₹ 500 + ₹ 90 = ₹ 590/- |
| Deduction from Loan : | (PF + GST) - ₹ 590/- |
| Amount to be Credited: | ₹20,000 - ₹590 = ₹19,410/- |
| Total Repayable Amount : | ₹ 21,300/- |
| Monthly EMI Repayable : | ₹ 7,100/- |
| PF + GST are deducted in advance | At the Time of disbursal. |
