Running low on cash just when you need to shop? It’s a common problem, but there’s no need to let financial constraints stop you from enjoying your shopping experience. With our Shopping Loan in Delhi NCR, you can get quick access to funds, making it easier than ever to buy what you need. Whether it’s for the latest gadgets, fashion, home essentials, or even last-minute gifts, we offer a hassle-free service designed to support your shopping needs. Our application process is straightforward and accessible, meaning you don’t have to worry about long approval times or complicated paperwork.
Get quick approval and access to the loan amount without any delays. This means you can shop for what you need, when you need it, without waiting around for funds to come through.
We offer a range of repayment options that are designed to fit your budget. Choose an EMI plan that works best for you and spread the cost of your shopping over a convenient period. No need to pay upfront for everything!
Forget the hassle of long paperwork processes. Our minimal documentation requirement means you can get your loan approved in no time with just the essentials, making the process as smooth as possible.
You’re not limited to a specific store or brand. Our Shopping Loan is accepted at various retailers, allowing you to purchase from multiple stores and brands, ensuring you can shop for everything you need all in one go.
We value transparency, and that means no hidden charges or surprise fees. What you see is what you get, ensuring you can shop with confidence, knowing exactly what you’ll pay over time.
| Criteria | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Interest Rate | Up to 26% per annum |
| APR | 26% Max |
| Age | 21 to 55 years |
| Late payment fee | as applicable |
| Processing Fee | Up to 5% |
| Loan tenure | 90 days to 180 days |
| Pre-closure charges | As per Agreement |
| Loan Amount : | ₹20,000/- @ 26% p.a. |
|---|---|
| Loan Duration : | 90 Days |
| Total loan interest : | ₹ 1,300/- |
| Processing fees (PF) + GST : | ₹ 500 + ₹ 90 = ₹ 590/- |
| Deduction from Loan : | (PF + GST) - ₹ 590/- |
| Amount to be Credited: | ₹20,000 - ₹590 = ₹19,410/- |
| Total Repayable Amount : | ₹ 21,300/- |
| Monthly EMI Repayable : | ₹ 7,100/- |
| PF + GST are deducted in advance | At the Time of disbursal. |
