Festivals and celebrations are times to cherish with family and friends, but sometimes, the expenses can be overwhelming. Whether it’s for shopping, gifting, decorations, or hosting a grand party, our Festival and Celebration Loan. As we provides the perfect solution to keep your festivities on track. With our instant personal loan, you don’t have to worry about cutting back on your celebrations due to financial constraints. Our loan comes with low-interest rates, making it affordable to access the funds you need to make your festivals memorable without any financial strain. The entire process is quick and hassle-free, so you can focus on enjoying the festive season rather than worrying about bills and expenses.
When you're in the middle of festival preparations, waiting for funds can be stressful. Our instant personal loan ensures that you can access the money you need immediately, so you can purchase gifts, decorations, or even arrange a party without any delays.
We understand the importance of keeping costs low during celebrations. Our low-interest rates make it easy to repay the loan without adding financial strain, allowing you to enjoy the festivities to the fullest without worrying about the financial burden later on.
The application process is designed to be simple and quick. With minimal documentation required, you can get approval in no time and start your celebration without the paperwork hassle. The entire process, from application to disbursal, is completed within hours.
| Criteria | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Interest Rate | Up to 26% per annum |
| APR | 26% Max |
| Age | 21 to 55 years |
| Late payment fee | as applicable |
| Processing Fee | Up to 5% |
| Loan tenure | 90 days to 180 days |
| Pre-closure charges | As per Agreement |
| Loan Amount : | ₹20,000/- @ 26% p.a. |
|---|---|
| Loan Duration : | 90 Days |
| Total loan interest : | ₹ 1,300/- |
| Processing fees (PF) + GST : | ₹ 500 + ₹ 90 = ₹ 590/- |
| Deduction from Loan : | (PF + GST) - ₹ 590/- |
| Amount to be Credited: | ₹20,000 - ₹590 = ₹19,410/- |
| Total Repayable Amount : | ₹ 21,300/- |
| Monthly EMI Repayable : | ₹ 7,100/- |
| PF + GST are deducted in advance | At the Time of disbursal. |
