Need quick funds for business, education, medical expenses, or any urgent requirement? Our Gold Loan is the simplest and fastest way to turn your gold into instant money without selling it. Get the cash you need while your gold stays safe and secure with us. Whether it’s for personal use, emergencies, or planned expenses, our Gold Loan gives you financial freedom right when you need it.
No lengthy paperwork or waiting time! Enjoy instant loan approval and same-day disbursement directly into your account. Your gold’s true value is evaluated transparently, ensuring you get the maximum loan amount at the best rates.
Your gold is stored in 100% insured, high-security vaults, giving you complete peace of mind until you redeem it. With full transparency and zero hidden charges, your trust and safety remain our top priority.
| Criteria | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Interest Rate | Up to 26% per annum |
| APR | 26% Max |
| Age | 21 to 55 years |
| Late payment fee | as applicable |
| Processing Fee | Up to 5% |
| Loan tenure | 90 days to 180 days |
| Pre-closure charges | As per Agreement |
| Loan Amount : | ₹20,000/- @ 26% p.a. |
|---|---|
| Loan Duration : | 90 Days |
| Total loan interest : | ₹ 1,300/- |
| Processing fees (PF) + GST : | ₹ 500 + ₹ 90 = ₹ 590/- |
| Deduction from Loan : | (PF + GST) - ₹ 590/- |
| Amount to be Credited: | ₹20,000 - ₹590 = ₹19,410/- |
| Total Repayable Amount : | ₹ 21,300/- |
| Monthly EMI Repayable : | ₹ 7,100/- |
| PF + GST are deducted in advance | At the Time of disbursal. |
