A personal loan is the perfect solution for all your financial needs, helping you manage expenses effortlessly while ensuring the well-being of your family. Whether it’s covering medical emergencies, funding a child’s education, planning a wedding, renovating your home, or handling unexpected costs, a personal loan provides quick access to funds without the hassle of collateral. With easy approval, flexible repayment options, and competitive interest rates, you can secure the money you need instantly and repay it at your convenience. No matter what life throws your way, a personal loan gives you the financial freedom to take care of your loved ones and fulfill your dreams without stress.
No long waiting periods! Get your loan sanctioned within minutes with minimal paperwork and a smooth online process.
Choose a repayment tenure that suits your financial capability, ensuring you pay comfortably without burdening your monthly budget.
Unlike traditional loans, you don’t need to pledge any security or assets to get the loan. Just apply and receive funds directly in your account.
Enjoy affordable interest rates, making your EMIs manageable and ensuring you don’t pay more than necessary.
Whether you need funds at midnight or early morning, our 100% digital process allows you to apply anytime, anywhere, without visiting a bank.
| Criteria | Details |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Interest Rate | Up to 26% per annum |
| APR | 26% Max |
| Age | 21 to 55 years |
| Late payment fee | as applicable |
| Processing Fee | Up to 5% |
| Loan tenure | 90 days to 180 days |
| Pre-closure charges | As per Agreement |
| Loan Amount : | ₹20,000/- @ 26% p.a. |
|---|---|
| Loan Duration : | 90 Days |
| Total loan interest : | ₹ 1,300/- |
| Processing fees (PF) + GST : | ₹ 500 + ₹ 90 = ₹ 590/- |
| Deduction from Loan : | (PF + GST) - ₹ 590/- |
| Amount to be Credited: | ₹20,000 - ₹590 = ₹19,410/- |
| Total Repayable Amount : | ₹ 21,300/- |
| Monthly EMI Repayable : | ₹ 7,100/- |
| PF + GST are deducted in advance | At the Time of disbursal. |
